Paystand Introduces USDb Stablecoin on Bitcoin Layers to Transform $100T B2B Payments Market

Paystand Launches USDb Stablecoin on Bitcoin Layers to Streamline $100T B2B Payments

Paystand, a Bitcoin-powered B2B payments network, has announced the launch of USDb, a stablecoin designed specifically for commercial-scale business finance. The stablecoin is tailored for use cases including accounts receivable, accounts payable, payroll, and treasury operations, and is now live on the Bitcoin network.

Paystand’s B2B Payments Network and Growth

Paystand operates a B2B payments network serving over one million businesses across North America and Latin America. The company has processed more than $20 billion in payment volume and expanded its capabilities through acquisitions such as Yaydoo, Teampay, and Bitwage. These acquisitions have enabled Paystand to offer a full-stack CFO platform covering AR automation, spend management, LATAM compliance, and cross-border payroll.

Founded in 2013 and headquartered in Santa Cruz, California, Paystand also operates Paystand.org, a non-profit dedicated to advancing financial inclusion through Bitcoin.

USDb Stablecoin: Features and Backing

According to a press release shared with Bitcoin Magazine, USDb is backed 1:1 by USD reserves and is native to two Bitcoin layers: Blockstream’s Liquid Network and Rootstock. The stablecoin is designed to support the $100 trillion B2B economy, rather than focusing on crypto trading or retail transfers.

Paystand is pursuing a dual licensing strategy to support both U.S. and international growth. In the U.S., the company plans to launch in a GENIUS-aligned manner and achieve full compliance by the end of 2026. Internationally, Paystand already holds licenses enabling digital asset and wallet operations in relevant jurisdictions, as noted by Meredith Petty, General Manager at Paystand.

Both U.S. and international offerings of USDb are intended to be fully backed 1:1 by USD. Any distinctions relate only to regulatory structure, distribution, and use case rather than reserve backing.

Strategic Integration and Market Impact

The announcement of USDb was made on stage at Bitcoin Las Vegas. Paystand positions the stablecoin as infrastructure for the B2B economy, with integration into Rootstock and the Liquid Network expected to drive significant volumes and market activity within the Bitcoin ecosystem. Ibex serves as USDb’s first minting partner and liquidity provider.

"AI is eating labor. Bitcoin is eating capital. Stablecoins are eating financial services. USDb is where those three forces converge, and we’re launching it with the largest real-world business use case on the planet. USDb gives businesses a programmable digital dollar that works where they actually work. This isn’t infrastructure waiting for customers. This is the moment the B2B economy goes on-chain."

Immediate Adoption and Future Expansion

USDb launches with immediate adoption through Paystand’s acquisition of Bitwage in November 2025. Bitwage supports payroll and workforce payments for more than 90,000 workers and 4,500 businesses across nearly 200 countries, providing an initial cross-border payment corridor.

The stablecoin is engineered for seamless integration with Enterprise Resource Planning (ERP) systems and existing business workflows. It is also designed to support AI-driven, machine-to-machine transactions as agentic systems handle more financial operations.

Paystand will initially roll out USDb to its own network, with plans to expand to external partners, additional enterprise customers, and broader Bitcoin infrastructure providers throughout 2026.

About Paystand

• Founded: 2013
• Headquarters: Santa Cruz, California
• Network: Serves over 1 million businesses in North America and Latin America
• Payment Volume: Over $20 billion processed
• Acquisitions: Yaydoo, Teampay, Bitwage
• Non-profit: Paystand.org (advancing financial inclusion through Bitcoin)

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